Planning

Five useful tips to start your married life debt free

If you are planning on getting married this year, you might be already worried about your budget and finances. There is nothing worse than starting a new life knowing that you are already in debt. Chances are you will move to a new home, taking out a mortgage, but your chances of getting accepted will be reduced if you keep on spending on your credit cards and taking out loans to fund your wedding. Below you will find five useful tips on how to avoid starting your new life together in debt.

Budget For Your Wedding Early

The sooner you create a budget for your wedding the earlier you can start saving up. Look at your finances and see how much you can put aside in a savings account each month to cover the cost of your wedding venue in worcestershire and wedding planners. Make sure you ask about the prices in advance. If you get a fixed term 12- or 24 months savings account, you can contribute each month and get a good interest rate as well. Withdraw the money gradually to pay for your wedding when the time comes.

Ask for Gift Cards as Wedding Favours

Instead of getting gifts you will never use, ask your friends and relatives to give you a gift card instead. While they might feel reluctant to put some money in an envelope, a home store or designer outlet voucher will help you get your new house ready to move in. Check out the One for All gift card scheme that allows you to use your card in hundreds of UK stores.

Get Help from Relatives

You might want to save money on wedding planner services and use the help offered by your relatives. Some of your family members would be happy to arrange the flowers, while others will know a local catering company that can create your menu. If one of your relatives has a large house or holiday home, you might not want to hire a venue, instead, ask them to make it available for your wedding.

Join Forces Financially

If you have to take out a loan or use a credit card, it is better to do it together. You are likely to get a lower rate if the company takes into consideration two incomes. You should sign up for a joint bank account and have a savings account together. If you take out any type of credit, make sure you set you set up a savings fund that you can use to pay it back over time, before you start your life together.

Pay Deposits in Cash

The golden rule of happy marriage and financial freedom is not stretching your budget. Only get services you can afford, and pay deposits in cash, instead of using a credit card. Create a saving plan to get the rest of the money ready when it is needed, so you don’t end up with high credit card interest and fees, increasing your stress levels just before the most important day of your lives.

Planning your budget before getting married can help you avoid starting your new life troubled by debt.

Disaster proof your Wedding day

A lot of careful planning and money goes into making a wedding a fun and joyous occasion. Don’t let an unforeseen disaster ruin the entire day. Here are just some of the biggest disaster than can destroy a wedding and how you can protect yourself against them.

Disaster-Proof Your Wedding Day

Illness

Its bad luck if you or your partner are ill on your wedding day, but it does happen. Whilst you can attempt to soldier through the day, it’s likely you won’t be able to handle the barrage of people and food and drinks. Insuring your wedding can allow you to cancel your special day and rearrange it if one of you is ill, allowing you to get back all the money you spent on your wedding. WedInsure are just one of the companies that provide this insurance coverage. Like travel insurance, the more you pay, the more you will be covered in the event of such a disaster.

Transport issues

What if you get stuck in heavy traffic on your way to the ceremony? What if your car breaks down on the way to the wedding? If the wedding venue is far away, it’s worth staying in accommodation nearby the night before. This way you’ll never be far from the venue – if there is traffic or the car breaks down you can always walk and get to the ceremony. It’s not ideal, but it’s better than being stranded miles away whilst everyone is waiting for you. Plan your guests to arrive an hour or two before so that if they get caught in traffic, they’ll still make the ceremony.

Bad weather

If your marriage is taking place mainly indoors, bad weather needn’t ruin your day. For outdoor weddings, it’s best to not take the chance and provide some emergency shelter just in case. A canopy from a company such as Fews Marquees can allow everyone to stay dry – it could be worth hosting the ceremony and having food under here. If the weather is hot, people can still mingle outside for the remainder of the wedding.

Be aware that extreme heat can also have its drawbacks. So that the wedding cake doesn’t attract flies, it could be worth having a glass container to go over the top of it until the cake is cut. This way it can still be on display without bugs getting to it.

No-show caterers

What happens if a food catering service or a registrar or a photographer doesn’t turn up? By using a professional and credible wedding service, this generally won’t happen. In other words, think twice before hiring a friend of a friend to cater – unless they do it for a living, can you really trust them? Wedding insurers may allow you to cancel and make a claim if this does happen. Alternatively, you could use a wedding planner to arrange your day – many planner can quickly call for backup if a photographer or DJ or registrar is sick.

How to Plan a Magical Christmas Wedding

With Christmas fast approaching, it’s usually a time to buy gifts, put up decorations and spend time with family. However, many people are now planning their weddings for over the festive period.

If you’re heading out to get your Christmas shopping, you’ll see that wedding shops in London are now just as busy as the big department stores!

Christmas Wedding

Christmas weddings are becoming increasingly popular throughout the UK. It’s no surprise either, with cheaper venues and people being likely to already have time booked off work. While a white wedding isn’t guaranteed, mulled wine and mince pies are a surefire winning combo.

In the 18th and 19th century, weddings on Christmas Day were quite common. This was primarily because Christmas Day and Boxing Day were common days off of work for young, working-class brides and grooms. Nowadays, it’s a magical time and offers an alternative to a summer wedding.

Sisters Jo and Claire run a bridal shop in North London. Here, they share their thoughts on how to plan a magical Christmas wedding during one of the busiest times of the year!

Pick a Date as Soon as Possible

Opting for a winter wedding means you don’t have to carefully select a date in the summer when nobody is on holiday. However, schedules can get very busy at Christmas so pick your date well in advance. If you want to pick a popular date such as Christmas Eve, send out save the dates as soon as possible! You don’t want them to get lost in all of the Christmas mail.

Hunt for Wedding Shops in London

You should always find your wedding dress early. But, for a winter dress, this is particularly important as you will likely require more than just a dress. There are lots of great wedding shops in London so it’s a great location to start looking for your perfect dress and attire.

If you’re planning outside photos or if your church wedding is a bit chilly, a beautiful bolero can be the perfect addition to a dress. Under layers are also essential to keep the heat in.

Choose a Winter Wonderland Setting

Christmas Wedding

It would be impossible to predict a white wedding, but choosing a venue which is geared up for the winter months is important. Unless you’re planning a Christmas wedding abroad, find a venue which allows for the service and reception to be inside and has plenty of space. Log fires and an area for a Christmas tree make it extra magical! Outside photographs are beautiful, but if it’s too cold or raining, be sure to find a venue with a great indoor photography setting too.

Seasonal Colours and Decorations

Although Christmas is often associated with red and green, there are a lot of other winter colours which will look stunning. Purple, dark green or silver are elegant and perfect for the season.

As for decorations, there are endless ideas! Holly, wreaths, snowflakes, ivy, Christmas crackers and mistletoe can adorn your venue and offer that festive feeling to your guests.  Don’t forget the candy canes, gingerbread men and mince pies for that perfect treat as well.

Organise Transport

It’s going to be cold and potentially wet or snowy. If your ceremony is at a different location to your reception then organising transportation is a must. While a 20-minute-walk in the summer can be wonderful, it’s not going to be in the winter. There are some fun and creative ways to transport your guests, such as London buses or horses and carts.

Whatever date you pick and venue you choose, the important thing is to have a magical day! Celebrate with those you love and get excited about what is yet to come.

 

How to entertain children at your wedding with Wicked Uncle

When it comes to having children at your wedding, it is always something to consider. Should we invite them, should we only have nieces and nephews, do we just have our own children or invite them all?

When I got married our son was 15 months old and safe to say he was a nightmare throughout the the ceremony. My Aunty was kind enough to take him outside so people to hear our vowels. We had a few children at our wedding and I had made little party bags for each of them, we also had a couple of outdoor games in the garden for them and the adults to play with.

This year we have been to three weddings, our children were invited to two of them. The first wedding was for our good friends Nicky and Emma we didn’t have any issues with taking then children, as my God children were also invited, and the eldest just happens to be one of my son’s best friends so we knew the children would be entertained with each other. We took along their iPads, books and some toys for the little ones.

The second wedding was for my childhood best friend Vanessa, now she had lots of children invited, and went all out to ensure they were really well catered for. A marque with a couple of girls from the local nursery on hand to help with the children. The marque was packed full of craft items, drinks, out door games, so many things to keep the children entertained while the adults were able to enjoy the day.

The third they were not invited to and my Hubby was best man, which meant that we could both really enjoy the day without having to worry about them. It was a stunning lakeside wedding, so if they had of been there I would have spend the day panicking about them going into the lake.

How to entertain children at your wedding..

There are lots of different ways, like my friend, having a set area just for the children is a fabulous idea, but often venues do not have the space for this. So I love the idea of giving children a small bottle of bubbles to keep them entertained while wedding photos are being taken, along with some larger garden games.  For me as a parent it’s keeping the children entertained during the wedding breakfast and speeches, which can last a couple of hours is that hardest part. I find even though I take a range of items with me, they seem to get bored of their own toys and games, so having a gift or a package at the table that is personalised to each child’s age and their likes works a treat. Each child has something new and exciting to play with.

Wicked Uncle offer a wide variety of toys and gifts that would be perfect table toys to keep children entertained during your wedding breakfast and speeches, it also means they get to take something nice home with them and gives their parents time to enjoy their meal and the speeches.

Have a look at my top picks from Wicked Uncle.

Wicked Uncle offer so many cool ideas for keeping the little darlings entertained, they offer different items for different age ranges, crafty items, games, quiz boxes, little torches, things to build, note books and crayons. Whatever you are looking for you will find with at Wicked Uncle.

Have you thought about how to entertain children at your wedding?

*This post was made in collaboration with Wicked Uncle. As always thoughts and opinions are my own.*