that I have now got everything finished and wrapped up. I have excelled myself this year, as last year it was a made panic to get everything finished and wrapped in time for the big event. So this year I made sure I had it completed early.

Saving-money-this-christmas

I shop for Christmas all year round, I love to find a bargain, online or in the shops. But over the last couple of years I have spent more time looking online for those bargains. It could be a fabulous cashback offer, a brilliant sale that I just caught at the end with an extra discount or it could be a deals online site. When my children were much longer I did almost all of their Christmas shopping in the sales, often hitting it big with the January sales. Now however it is more difficult as they are asking for gifts and not quite so happy to have anything, they both make lists nearer Christmas, plus at the age of 5 the latest doll isn’t out until later in the year. Heaven forbid she didn’t get the last baby doll she wants haha.

Making a list, checking it twice!

Each year I write a list of everyone who I have to buy gifts for, both birthdays and Christmas. I then add ideas to the list with a question mark next to it, sometimes I come up with a great idea for someone on the list and then I forget what it is. So I have to write my ideas down. Then as I buy a gift for each person I then write it down with the price and tick it off. All of this is on my phone, so I always have it with me.

saving-money-this-christmas

A few years ago when my closest friend had her 3 child, we decided that we would no longer buy Christmas gifts for each other and the children, but spend a bit more on their birthdays. The first couple of years it seemed odd to me not buying the boys gifts but now we are both pleased we don’t have that extra expense over Christmas. I now have this rule with a couple of other friends, I just have one other that I need to arrange this with, but it will wait until next year. I find that I spend £10-£15 on each for her children and she does the same for me. This year I have struggled to come up with gifts for mine, as they haven’t really asked for too much. So I find myself coming up with a gift for the sake of it.

I also cook a large Christmas dinner and I try to make my own christmas cake, but I have found that it’s cheaper to by a fruit cake and decorate it myself. It’s just another one of my money saving tips for this Christmas.

The other way I like to save money for Christmas is to put a little bit aside each month, so I know when it comes to ticking all of the items off the list I know I have money there to do it.

How do you save money for Christmas? I would love to hear your top tips.

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